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Features

Everything you
need.

Three principles we won't negotiate: your data stays with you, the app runs without a subscription, and logging takes seconds. Everything below that is craft.

— Kapitel 01

Privacy first.

No forced cloud, no trackers, no ads. Your finances belong to you — and nobody else.

  • Offline-first

    Everything runs on your device. No server knows what you buy. No account required, no sign-up.

  • No forced cloud

    Optionally make an encrypted backup — iCloud, Dropbox or local. All voluntary, all your call.

  • Encrypted backup

    If you do back up, it's AES-256. Only your device knows the password — not even we could read the file.

— Kapitel 02

Log in seconds.

Category, amount, done. Anything that happens often should feel like breathing.

  • Multiple accounts

    Checking, savings, cash, joint account. Each has its own starting balance, colour and transaction history.

  • Quick entry

    Three taps for a new transaction. The app remembers recurring categories; the amount is the first thing you type.

  • Recurring transactions

    Rent, Netflix, salary — set it up once, booked automatically. Includes a preview of the next due date.

  • Custom categories

    Build your own system with sub-categories, colours and icons. Tags let you filter across categories.

— Kapitel 03

Understand, don't just count.

Reports that show where your money goes — without jargon, without dashboards-for-the-sake-of-dashboards.

  • Cashflow at a glance

    Income vs. expenses, month by month. One look tells you whether you're in the black.

  • Savings rate

    How much of your income lands in savings? Includes a 12-month trend.

  • Category trends

    Spot at a glance which category is running away from you — before there's nothing left at month's end.

Sounds like
your kind of tool?